PPO private health insurance is a type of health insurance that gives policyholders the freedom to choose doctors and hospitals either within the insurance network or outside it, with coverage for medical expenses both inside and outside the network. However, there are additional costs when choosing out-of-network providers.
A managed care plan where services are covered only if you use doctors, specialists, or hospitals in the plan’s network (except in an emergency).
A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won’t cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage. HMOs often provide integrated care and focus on prevention and wellness.
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