Yes, you can see any dentist, but staying within the network saves you more money.

It offers flexibility to choose any dentist, doesn’t require referrals, and covers both in-network and out-of-network care.

Yes, most PPO plans cover preventive care like cleanings, exams, and X-rays, often with little or no cost if you visit an in-network dentist.

You’ll pay more for out-of-network care, as the insurance pays a lower percentage, and your out-of-pocket costs may be higher.