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Inpatient Hospital Care Nursing/Hospice Care Exams Outpatient Visits Lab Tests/Imaging Surgery Medical Equipment Wellness Services Routine Vision Routine Hearing Prescription Drugs Tests & Surgery Deductible

Inpatient Hospital Care Nursing/Hospice Care Exams Outpatient Visits Lab Tests/Imaging Surgery Medical Equipment Wellness Services Routine Vision Routine Hearing Prescription Drugs Hospital Care Deductible (Part A) Tests & Surgery Deductible (Part B)

covers in-patient medical hospital care, nursing facilities, hospice, and some home health care.

helps cover doctor visits, outpatient care, and some preventive services.

Medicare Advantage is offered by private insurers and combines the benefits of Parts A & B plus vision, dental, and hearing benefits and much more.

If you rely on prescription drugs to maintain your health, you have several options for prescription drug coverage.

Deductible:
The amount you pay before a plan covers your prescription drug costs, if applicable.

Initial Coverage:
The plan pays its share of the cost, and you pay your share. This stage lasts until your payments and the plan’s payments total $4,660 for the year.

Coverage Gap:
Begins when your drug costs and plan payments for the year reach $4,660. You will pay 25% of the cost for covered generic and brand-name drugs until your out-of-pocket costs for the year reach $7,400.

Catastrophic Coverage:
If your out-of-pocket costs for prescription drugs reach $7,400, you will pay either 5% of the cost of the drug, a co-pay of $4.15 for generic drugs, or a co-pay of $10.35 for all other drugs, whichever is greater.

Note:
ALL INFORMATION IS NOT ADVICE AND NOT UPDATED. PLEASE TALK TO AN AGENT.