Most frequently asked questions from customers
PPO (Preferred Provider Organization) dental insurance allows you to visit any dentist, but you save more by choosing dentists within the network.
Yes, you can see any dentist, but staying within the network saves you more money.
It offers flexibility to choose any dentist, doesn’t require referrals, and covers both in-network and out-of-network care.
A managed care plan where services are covered only if you use doctors, specialists, or hospitals in the plan’s network (except in an emergency).
A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO. It generally won't cover out-of-network care except in an emergency. An HMO may require you to live or work in its service area to be eligible for coverage. HMOs often provide integrated care and focus on prevention and wellness.
A type of plan where you pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. POS plans require you to get a referral from your primary care doctor in order to see a specialist.
PPO Vision Insurance is a plan that helps cover the cost of eye care, including exams, glasses, and contact lenses, with more savings when using in-network providers.
Yes, you can visit any eye doctor, but you will pay less if you choose one within the PPO network.
It offers flexibility to choose any eye care provider and provides better coverage and lower costs for in-network providers.
The best life insurance varies based on individual needs and financial goals. Here are some common types of life insurance and how to choose the best option for you:
Term Life Insurance:
Suitable if you're looking for protection for a specific period (e.g., 10, 20, or 30 years).
Covers a set period, and if death does not occur during this period, the insurance ends.
Best for those who want temporary coverage to secure debt repayment, like a mortgage or children's education costs.
Whole Life Insurance:
Provides lifelong coverage and guarantees the payment of the death benefit regardless of age.
Best if you want permanent protection and cash value accumulation over the long term, allowing you to borrow against the accumulated cash value.
Universal Life Insurance:
Offers lifelong protection with flexibility in adjusting premiums and coverage amounts.
Best for those who want the flexibility to change their premium payments or coverage amount over time.
Variable Life Insurance:
Allows you to invest in different investment accounts to increase cash value.
Suitable for those with a higher risk tolerance who want to grow their investment value over time.
If you need temporary protection to cover specific financial obligations, term life insurance may be the best option for you.
If you're looking for lifelong protection with the opportunity to accumulate cash value, whole life or universal life insurance may be more suitable.
You should also consider your budget and the premiums you can commit to over the long term.
You can contact us for assistance in choosing the plan that best suits your needs at the following number: 855.277.7770.
Whole Life Insurance is a type of insurance that provides lifelong coverage as long as premiums are paid. It features fixed premiums and guarantees the payment of the death benefit to your beneficiaries, regardless of age. It also includes a cash value component that you can borrow from or use when needed.
Benefits:
Lifelong Coverage: Continues for your entire life.
Cash Value: Grows into a financial investment that you can benefit from.
Fixed Premiums: Stay the same as you age.
This type of insurance is suitable for those who want permanent protection and long-term investment.
It is a health insurance plan provided by companies to cover medical expenses for employees and their families.
To ensure employees' well-being, improve job satisfaction, attract top talent, and comply with local labor regulations.
It covers medical check-ups, treatments, surgeries, medications, emergency services, and sometimes dental and vision care.
Inpatient Hospital Care Nursing/Hospice Care Exams Outpatient Visits Lab Tests/Imaging Surgery Medical Equipment Wellness Services Routine Vision Routine Hearing Prescription Drugs Hospital Care Deductible (Part A)
Yes, we have easy tools to compare plan will assist you to get best please click Medicare on Top Page
Inpatient Hospital Care Nursing/Hospice Care Exams Outpatient Visits Lab Tests/Imaging Surgery Medical Equipment Wellness Services Routine Vision Routine Hearing Prescription Drugs Tests & Surgery Deductible
Request a quote and we will response to your quote
