If you can’t afford a funeral and need help with funeral costs, you may qualify for government assistance. Some states offer funeral and burial assistance at the county and municipal level. Funeralize has a list of programs by state.

The cost of a burial plot varies by location and the cemetery’s requirements, such as grave liners and maintenance. A burial plot in a city typically costs more than one in a rural area. A liner or a vault is…

Caskets can be expensive because of retail markup. It’s a good idea to compare costs before you buy. Caskets are traditionally sold by funeral homes that often do not display lower-priced models. Ask the funeral home to see a written…

The median cost for a metal casket is $2,400, according to the National Funeral Directors Association, although caskets vary by size and style. Your costs will depend on what style and materials you choose. For example, bronze, copper and mahogany…

Term life insurance is typically the least expensive form of life insurance. That’s because you’re paying only for life insurance coverage. With other policy types such as whole life insurance, some of your premium goes toward cash value, fees and…

You should buy life insurance at the youngest age when you have a need for it. This could be when you get married, buy a house or have a baby. These life events often mean that someone else relies on…

For a male age 30, the average life insurance cost per month is $27.25 for a $1 million, 10-year term life insurance policy. For a 30-year-old woman, the average monthly price is $22.83 for the same policy. At age 40,…