Liability insurance can come to the rescue if you (or members of your household) are legally responsible for someone else’s injury or property damage. Home insurance liability coverage also includes your legal defense cost in a court case against you.…
The most common type of home insurance policy, called an HO-3 policy, covers any cause of damage to a house, except what’s specifically excluded, such as floods and earthquakes. It also covers personal property for the 16 problems listed below.…
Homeowners insurance protects one of your biggest investments: Your house. It covers a wide range of problems and circumstances, and maybe some you’ve never even thought of. Property, including the house and your personal property. This includes damage and theft.…
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