Whether your car insurance premium goes up after you get a speeding—or any—ticket depends on many factors, such as the type of ticket, how severe the violation, if you’ve gotten another ticket recently, and where you are when you’re ticketed,…
Collision insurance pays for: Comprehensive insurance pays for: The value of your car if it’s stolen and not recovered, and damage from:
While most basic, legally mandated auto insurance covers the damage your car causes, it does not cover damage to your own car. To cover your own car, you should consider these optional coverages:
Auto insurance requirements vary from state to state. If you’re financing a car, your lender may also have its own requirements. Nearly every state requires car owners to carry: In addition, many states require that you carry: Even if PIP…
Lyft and Uber insurance provide some limited coverage during period 1, as shown above. But if that’s your only insurance for period 1 you will have pay out of pocket if you cause an accident with more damage or injuries.…
Rideshare insurance is special coverage for drivers for Uber, Lyft and similar services. It fills the insurance gaps between a personal auto insurance policy and the coverage provided by a rideshare company. It’s sometimes called “transportation network company” coverage by…
Auto insurance rates reflect numerous factors such as your driving record, vehicle type, location, past accidents and even credit. They also reflect the claims from other customers that your company has been paying. That’s why it can be hard to…
Owners of classic cars should be aware of the type of payout offered by a policy if the car is totaled. With a personal auto policy on a regular car, you’ll get the car’s “actual cash value” if it’s totaled…
Some people may use the words classic, collector and vintage interchangeably. But your insurance company likely has specific definitions for these types of cars. For example, here’s how State Farm defines differences: A classic automobile is a motor vehicle which…
