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Why I Need Auto Insurance ?

The primary reason car insurance is required is because of your liability, i.e., responsibility, for any damage you cause. Although you may carry optional comprehensive and collision coverage to cover your vehicle, the coverages required by most states' laws are bodily injury and property damage insurance. These coverages — through state-specific coverage limits — provide financial relief for victims of damages you cause in an accident. 

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three facts important

Laibality Coverage

Liability insurance helps cover medical and legal fees if you're held legally responsible for someone else's injury, or damage to someone else's property

Full Coverage

Remember, “full coverage” isn't an actual type of coverage, but a general term used to describe a policy that combines Liability, Comprehensive, and Collision coverages.

Uninsured Motorist

Uninsured/underinsured motorist insurance covers your injuries, your passengers' injuries, and damage to your vehicle if you're hit by a driver who doesn't have insurance

Stories and information to help you plan, prepare and protect

What happens if...

Stories and information to help you plan, prepare and protect

If you've had gaps in auto insurance, you'll likely pay more. In addition, there are penalties for driving without insurance if you're caught.
Stop the car and check for injuries Move to safety Call for help.
If you’re driving when you get a flat tire, don’t jam on the brakes. Slow down to 15-20 mph and pull off the road to a safe spot as soon as you can. Don’t stop on the roadway.

Most types of temporary rental vehicles are covered by personal auto policies. The coverage usually extends to U.S. territories, Puerto Rico and Canada. Recreational vehicles may require special coverage on your policy. Moving vans and similar vehicles are often excluded from coverage.

The driver who hit your car is responsible for the cost of repairs.

Insurance is a way of managing risks. When you buy insurance, you transfer the cost of a potential loss to the insurance company in exchange for a fee, known as the premium. Insurance companies invest the funds securely, so it can grow, and pay out when there's a claim

Location, Credit, Driving history, Age, Car Model & other facts. 
Full coverage car insurance generally means that you have liability, collision and comprehensive insurance.
Check for discounts you qualify for. Compare auto insurance quotes.
Check for discounts you qualify for. Compare auto insurance quotes.