Medicare is federal health insurance for anyone age 65 and older, and some people under 65 with certain disabilities or conditions. Medicaid is a joint federal and state program that provides health coverage for some people with limited income and…
Original Medicare: Medicare Advantage:
Medicare is health insurance for people 65 or older. You’re first eligible to sign up for Medicare 3 months before you turn 65. You may be eligible to get Medicare earlier if you have a disability, End-Stage Renal Disease (ESRD),…
Shopping around can save money. Funeral costs can vary significantly in the same town, by as much as $2,580 to $13,800, according to a 2015 study by the Funeral Consumers Alliance and the Consumer Federation of America. They found that…
If you’re worried about having money for a funeral, you could consider funeral insurance, which is also referred to as “burial insurance,” “end of life insurance” and “final expense insurance.” Funeral insurance is a whole life insurance policy that generally…
If you can’t afford a funeral and need help with funeral costs, you may qualify for government assistance. Some states offer funeral and burial assistance at the county and municipal level. Funeralize has a list of programs by state.
The cost of a burial plot varies by location and the cemetery’s requirements, such as grave liners and maintenance. A burial plot in a city typically costs more than one in a rural area. A liner or a vault is…
Caskets can be expensive because of retail markup. It’s a good idea to compare costs before you buy. Caskets are traditionally sold by funeral homes that often do not display lower-priced models. Ask the funeral home to see a written…
The median cost for a metal casket is $2,400, according to the National Funeral Directors Association, although caskets vary by size and style. Your costs will depend on what style and materials you choose. For example, bronze, copper and mahogany…
Term life insurance is typically the least expensive form of life insurance. That’s because you’re paying only for life insurance coverage. With other policy types such as whole life insurance, some of your premium goes toward cash value, fees and…
