“Loss of use” coverage is also known as “additional living expenses” coverage, or ALE. Loss of use insurance is valuable if you can’t live at home because of damage that’s covered by the policy. You can make claims for the…
When you buy home insurance, you’ll likely have a choice between “replacement cost” and “actual cash value” coverage. Replacement cost is more expensive because it pays more in the event of a claim. It will reimburse you for new items…
Liability insurance can come to the rescue if you (or members of your household) are legally responsible for someone else’s injury or property damage. Home insurance liability coverage also includes your legal defense cost in a court case against you.…
The most common type of home insurance policy, called an HO-3 policy, covers any cause of damage to a house, except what’s specifically excluded, such as floods and earthquakes. It also covers personal property for the 16 problems listed below.…
Homeowners insurance protects one of your biggest investments: Your house. It covers a wide range of problems and circumstances, and maybe some you’ve never even thought of. Property, including the house and your personal property. This includes damage and theft.…
Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional cover to protect your valuable items Financial…
Serving the interests of our clients. Personalized support and relationships matter to us. Because we are owned by banks, we are empowered to deliver top-notch support and services able to add on additional cover to protect your valuable items Financial…
