What can I purchase from the car rental agency?

A Loss Damage Waiver (LDW) is sometimes referred to as the Collision Deductible Waiver (CDW). It typically costs anywhere from $9 to $45 extra per day.

The LDW typically waives:

Your financial responsibility if the rental car is damaged or stolen
A “loss of use” fee you’d pay to the rental agency for the time a damaged rental car is being repaired
Administrative fees
Towing fees
You’ll want to read the rental contract for the LDW carefully. In some cases, the LDW might not apply if damage was caused by doing something not allowed by the rental company. This can include:

Speeding
Driving drunk
Driving on unpaved roads
Driving while committing a felony or criminal act
Racing
Using the vehicle to tow or push any object
Driving the car outside of a designated territory (for example: driving into Mexico)
Getting paid to transport people or property
Intentionally damaging the vehicle
Transporting explosives, chemicals, corrosives and other hazardous materials
Failing to provide the police or authorities with a full report upon discovering theft or vandalism
If you cause a car accident, liability car insurance pays for the medical bills and property damage for others. You can also purchase liability insurance from the car rental agency.

Personal Accident Insurance (PAI) typically costs between $5 and $11 per day. This generally covers the renter and passengers for:

Medical expenses
Ambulance costs
Death benefits
Supplemental Liability Protection (SLP) covers you for any injury claims someone makes against you. The price of this coverage will vary depending on the rental agency, location and the type of car you rent.