Is car insurance required in every state?

No, not all states require liability insurance. But every state except New Hampshire requires some form of “financial responsibility.” In those states, you can skip car insurance and instead post a bond or deposit cash with the state. Most people find it easier to get car insurance quotes and buy insurance rather than give the state about $50,000 or more.

And even New Hampshire requires some form of financial responsibility (like auto insurance or a bond) if you’ve caused an accident.

Alaska residents who live in areas not connected to roads are not required to register their cars or buy car insurance.